Company Vehicle
M C Traders can provide a variety of financial packages for company cars, vans, mini buses, coaches, pickups and lorries up to and including 26 tonnes. If you tell us the make, model specifications, your preferred finance option from the list below and how many vehicles you require. Then M C Traders will source and quote competitive finance and appropriate terms for your required company vehicle, including executive cars. We also require additional details such as annual mileage, maintenance contract, and miscellaneous insurance related products. Vans & trucks only - refrigeration unit, tail lift, chassis cab, number of passengers (vans, buses and taxies), overall length, body type and payload.
Finance options
Hire Purchase– Own vehicle, negotiable deposit required, fixed monthly payment, fixed interest rates.
Contract Purchase – Own vehicle, negotiable deposit required agreed final balloon payment, low monthly payment, choose to keep your vehicle, sell it or return it.
Lease purchase – Own vehicle, negotiable deposit required, agreed final balloon payment (optional to help reduce monthly payments), monthly payment, choose to keep your vehicle, sell it or return it.
Personal Contract Purchase (PCP) – Own vehicle, deposit required, monthly payment, choose to keep your vehicle, sell it or return it.
Finance Lease – Like renting you do not own the vehicle, improved cash flow, no capital expenditure, rentals allowable against taxable profits, VAT reclaimable, 3 months deposit required, low monthly payment, return it the end of contract. Shows as an asset in the company accounts.
Contract Hire – Like renting you do not own the vehicle, no capital expenditure, VAT reclaimable, rentals allow against profits, three months deposit required, monthly rentals are based on difference between initial price of vehicle and projected residual value, return it at end of contract. Off balance sheet finance.
Fill out the application form below stating the finance option you require.